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Why central banks want to launch digital currencies - CNBC ReportsCrypto banks are cryptocurrency banking and investment applications that allow users to easily and securely buy, sell, and hold digital assets. Unlike. One app that securely blends the power of crypto with the ease of traditional finance, so you can transact and build wealth with freedom and flexibility. A central bank digital currency (CBDC) is the digital form of a country's fiat currency. � A nation's monetary authority, or central bank, issues.