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$3.5 Million FDIC Insured at One Bank? It�s Possible.The FDIC issued cease-and-desist letters to five fintech and crypto-related companies for misrepresentations regarding FDIC insurance on. This Fact Sheet is intended to address some common misconceptions about the scope of deposit insurance coverage and whether deposit insurance. In fact, the FDIC does not insure any cryptocurrency exchanges; FDIC insurance does not cover cryptocurrency; the FDIC only insures deposits.